💶 EU Citizens: Why Buying in Costa del Sol Is Easier Than Ever in 2025

🏡 EU Residency Makes Buying Seamless

Unlike non-EU buyers, EU citizens benefit from a streamlined purchasing process. There are no visa hurdles, no special permits, and no golden visa red tape. You’re free to buy, live, and work here — and that makes the Costa del Sol even more attractive.

In hot markets like Mijas, Benalmádena, and Torremolinos, this means faster closing and better access to prime listings.

💶 Financing Is More Accessible

Spanish banks favor EU citizens with stable euro income. You can secure 70–80% loan-to-value mortgages, and some even offer incentives for energy-efficient properties. The best part? Most of it can be arranged remotely — with proper representation.

🧾 Less Bureaucracy, More Clarity

You'll still need an NIE (foreigner ID), but otherwise, setting up your utilities, property tax, and insurance is far more straightforward for EU buyers. Working with a local agent like Hello Sun takes even more friction out of the process.

🌴 Live the Life, Or Let It Work for You

Even if you’re not ready to move, you can generate passive income. Holiday rental returns in prime areas sit between 5–7% annually. With remote management options, it’s easier than ever to maintain your property from abroad.

For those who do relocate, the quality of life — 300+ days of sun, public healthcare, Mediterranean diet — makes it a long-term dream worth owning.

📌 Buyer Spotlight

Sabine & Jonas from Berlin: Bought a 2-bed in La Cala in 2023. “It took under 4 weeks. Now we spend 6 months a year here.”

Claire from Lyon: Bought in Benalmádena Pueblo. “Simple, quick, and rented from day one — thanks to Hello Sun.”

📍 Where to Look in 2025?

• Mijas Costa: Best for families and retirees
• Benalmádena: Great airport access, modern builds
• Torremolinos: High rental yields, beachside homes
• Fuengirola: Best for digital nomads, full-time living

✅ Final Thoughts

If you’ve been thinking about a property in Spain, there has never been a better time. EU citizens are in a unique position to act fast, enjoy lower costs, and turn a dream into a reality.

Whether you're buying a home, an investment property, or both — Hello Sun can help you every step of the way.

📩 Ready to explore your options? Contact us today for a tailored proposal.